Refinance
to Save Money
Our
Lowest Rate Refinance Program on the Market
If finances are tight, or you want the lowest possible
payment to free up money, your best bet may be the rock
bottom low and flexible 1% interest pick a payment loan.
This 4 payment option variable loan has an extremely attractive
interest rate of 1% which can cut your existing mortgage
payments by 60% and allows for stated income (no income
verification). This innovative, newer program offers the
lowest rate and payment currently in the market today. Available
only to borrowers with minimum 680 credit scores.
A
Lower Rate, Means Lower Payments
If rates have fallen since you took out your
current mortgage/s, refinancing now may get you a lower
rate and lower monthly payments. In addition, if you currently
have a 2nd Trust Deed, combining your 1st and 2nd to one
low payment may decrease your overhead as well.
Has
Your Financial Picture changed?
If your credit or financial situation has
improved since your last refinance, you’re most likely
paying way more than you should. Refinancing now could save
you thousands of dollars every year by improving your existing
loan program or give you cash out without even increasing
the payment you currently pay. Contact us for a quick, free
mortgage evaluation.
Refinance
to Lower Payments with a Longer Term
If money is currently tight, another way
to reduce your monthly payments is to lengthen your existing
loan terms. When your payments spread out over a longer
period of time, they decrease.
Refinance
to Pay less Interest and Shorten Loan Term
If building equity faster, paying less interest,
and paying off your real estate quicker is important to
you, then refinancing to shorten your loan term has huge
advantages. Although going from a typical 30 year fixed
rate loan to a 15 year mortgage will often increase your
monthly mortgage payment, your property will be paid off
in half the time, each payment will reduce your balance
by a much larger amount so you build equity quicker and
your total interest over the life of the loan is significantly
less. Contact us to do an interest comparison savings.
Refinance
Your Adjustable Rate Mortgage to Avoid Future Rate Increases
Are you concerned about the possibility of
future rate increases with your adjustable rate mortgage?
If so, refinancing now can help you avoid uncertainty and
higher payments later on.
Refinancing
with a Fixed Rate Mortgage
If you plan to stay in your home or own your investment
property for a long time and do not want to worry about
rising interest rates or payment increases, replacing your
ARM with a fixed rate mortgage may be a smart move. With
a fixed interest rate that never changes, you will have
predictable payments for as long as you keep the loan and
more budgeting ease.
Pacific
Lending 2000 makes it easy.
• Save time. Quick application online
or call us directly at 949.495.2295.
We’ll do all the work.
•
Expert Advice. As Mortgage Brokers we have access
to hundreds of loan programs and we shop the market to customize
the right loan for you with the most competitive terms.
• Fast and easy. Get pre-approved
in 24 hours and close your loan in weeks.
• Convenient. Document signing service
comes to you.
Click
here for a no cost, no obligation evaluation
to find out how we may be able to help you accomplish your
goals.
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